How Payout Methods Work
- You switch on the rails your network can actually pay through.
- Affiliates add payment details for one or more of those rails and mark one as default.
- When you build a mass payment, each invoice shows the affiliate's default method, and the export file carries the details your bank or payment provider needs.
Affclix records payouts; the money itself moves through your bank or payment provider (or through Tipalti, if you connect it). Affclix never holds funds.
Supported Methods
| Group | Methods | Details collected |
|---|---|---|
| Banks | Bank / Wire Transfer, SEPA Transfer, ACH / Direct Deposit, UPI | Account holder, bank, account number and SWIFT; IBAN and BIC; routing and account number; UPI ID |
| Online services | PayPal, Payoneer, Tipalti, Wise, Skrill, Neteller, Paxum, Capitalist | Account e-mail (account ID for Capitalist) |
| Crypto | USDT, USDC, Bitcoin, Ethereum | Wallet address, plus network for stablecoins (TRC20, ERC20 or BEP20) |
| Other | WebMoney, Mercado Pago, Cheque by Post, Custom Payment Method | Purse, e-mail, payee and mailing address, or a method name and reference |
Each rail validates its own fields — an IBAN must look like an IBAN, a SWIFT code like a SWIFT code — so bad details are caught when the affiliate saves them, not when a payment bounces.
Choosing What You Offer
-
Open Settings → Affiliate Portal → Payout Methods
The page lists every rail by group, with a count of how many are on. Until you save here, five are offered: Bank / Wire Transfer, UPI, PayPal, Payoneer and USDT.
-
Tick the rails your finance team can pay
Use Enable all or Disable all to start from either end, then click Save Payout Methods.
Affiliates can no longer add new details for a rail you switch off. Details already saved stay on file and can still be corrected, so nobody loses a working payout method overnight — ask those affiliates to move to an enabled rail.
What Affiliates Do
In their portal affiliates open Payments → Payout Methods, click Add, pick a rail from the category tabs and fill in its fields. They can save several methods; exactly one is the default. The first method saved becomes the default automatically.
Payout Currency
Each saved method can name the currency the affiliate wants to be paid in. Left blank, they are paid in your network currency. Invoices always stay in the currency they were raised in; the conversion happens only in the mass payment.
When a batch is paid in another currency, every line records the invoice amount, the payout amount, the exchange rate and the rate date, so the books reconcile on both sides. The batch warns you if exchange rates are more than three days old.
Methods in Mass Payments
- Each invoice in the builder shows the affiliate's default method, or No method on file.
- A batch has one payout currency — a payment file cannot mix currencies, so build one batch per currency.
- The method details are captured when the batch is created. If an affiliate changes their details afterwards, the open batch keeps what it was built with.
- Export a generic CSV for your bank or a PayPal Payouts (MassPay) file, or send the batch to Tipalti.
Data Protection
Payment details are encrypted at rest. Screens show them masked (for example the last four digits of an account number); full details appear only in the batch export file your finance team downloads.